As temperatures outside drop, many older West Philly houses can feel drafty and cold inside while your energy bills skyrocket. Air sealing and insulation alone can save up to 25 percent on these costs, but not everyone can afford this type of work on their house. We learned that The Keystone Home Energy Loan Program (Keystone HELP) is a special program designed to help homeowners improve the comfort of their homes and save money through energy efficiency upgrades.

Homeowners can qualify for a 0.99 percent interest loan of up to $15,000 to finance the upgrades. As a first step for loan qualification, a home energy audit must be completed that assesses a home’s durability, energy efficiency, and health and safety. Other qualifying improvements include heating and cooling system replacements, hot water heater replacement, windows and doors. The pre-qualification loan application can be completed on Keystone HELP’s Web site, http://www.keystonehelp.com/, and you can search for a local contractor by clicking the “Find A Contractor” button.

Also, click here for quick tips for energy efficiency.

A fire in an electrical box below the westbound platform at the 46th Street El Station caused a temporary Market-Frankford line service interruption this afternoon, according to SEPTA’s spokesperson Andrew Busch. The fire was reported around 3:50 p.m. and was quickly contained by responding fire crews. No injuries were reported.

During the train service interruption, shuttle buses transported passengers between 52nd and 40th Streets. The train service was resumed around 4:40 p.m.

Today’s snowstorm has disrupted plans for many residents and some organizations and businesses in our area. West Philly Local already reported about public school closings announced by the School District of Philadelphia. As of 11 a.m. the somewhat heavy snow turned into light and it looks like we have avoided the mayhem this time. We haven’t heard of any business closings in the area, except for Firehouse Bicycles and Wolf Cycles (Facebook page). Libraries are open, too, and invite folks to stop by and bring their kids. If you hear of any other closings, please post them in the comments.

Erica Maust, Program and Communications Coordinator of The Woodlands Cemetery and Mansion, has sent a note that due to the snow, the gates to The Woodlands grounds will be open to pedestrians only today until 5 p.m. No vehicular traffic will be permitted through the gates to ensure the safety of visitors, monuments, and the site. The Woodlands welcomes visitors on foot to enjoy the snow and the beautiful views (see photo below, courtesy of The Woodlands).

Here’s another chance to save some money on your property tax bill – if you have owed and lived in your home since July 2003.

Homeowners have until Jan. 15 to apply for the Longtime Owners Occupancy Program, which is in place to help offset tax increases brought on by neighborhood development (some are calling it “gentrification relief”). If approved, the tax relief is good for 10 years.

Taken from city brochure on the LOOP program.

This offer is different from the Homestead Exemption offered earlier this year and you should apply whether you received that or not.

• You must own and have lived in this property as your primary residence since at least July 1, 2003.
• Your home is either a single family or a multi-unit property with no more than three residential units and one commercial unit.

• Your property has not received a tax abatement.

• The real estate Taxes on your property must be paid in full or you must be up-to-date on a payment plan (or have an application for a payment agreement pending).

• There is an income limit based on household size (see graphic).

Here is a brochure with more details about the LOOP program. The application is available here. The city says that applicants will be notified in March. Call 215-686-9200 with questions.

Due to the severe weather forecast, all School District of Philadelphia schools are closed for Tuesday, December 10. Early childhood and after school programs are also closed, the district announced. Administrative offices are open.

The general public and media are urged to monitor the District Web site at www.philasd.org for any updates. Updated information will also be posted on the District’s Information Hotline at 215-400-INFO (4636).

Many West Philly residents, especially kids, have been enjoying the first snow this season. Some residents are not very happy though, especially car owners. Prepare for more snow tomorrow – it can start falling as early as 7 a.m. and may be “unpredictable,” according to authorities. (Photos by Annamarya Scaccia).